Kan ökad offentlig information om trafikförseelser bidra till att minska antalet olyckor?

Sara Forsstedt

The aim of this report is to study the public utility if insurance companies were given access to extended information on the traffic behaviors of the insurant. The project consists of two parts, where the primary part aims at studying how the asymmetric information on risky behavior available to the insurance companies, affects the public utility. The aim of the secondary part is to study if increased information on risky behavior (traffic offenses) could create incentives for safer traffic behavior. If so, insurance companies could function as agents in fulfilling the visions of traffic safety politics. In analyzing the primary question, three questions are in focus: • Are individuals who have received fines or prosecution for traffic offences more prone to accidents where they have been partly or fully responsible, and are these individuals more likely to get a comprehensive insurance? • Does asymmetric information on risky behavior affect society and the insurance companies? • Are owners of sports cars more prone to risk taking in traffic, compared to owners of family oriented cars? In order to answer the secondary question, we study if the use of so called Usage-Based-Insurance (UBI) could facilitate for insurance companies to identify risky behavior. Using UBI, the insurance price is based on the usage of the car, that is, when and where the car is used, which would enable insurance companies to set prices according to driver behavior, rather than by using proxies of risk which are presently used. The report also discusses how a systematic transfer of information on earlier involvement in accidents and traffic offenses to a larger extent would enable for insurance companies to base insurance prices on the individuals traffic behavior. A pricing mechanism that aims at rewarding a safe traffic behavior could in the long run contribute to a decrease in the number of accidents.



Cost Benefit Analysis (CBA) workshop in Stockholm

An open seminar and workshop in Stockholm will be held on 25-26 April 2018. The workshop deals with the use of CBA as a basis for decision-making in the public sector. The workshop is organized by, among others, Professor Jan-Eric Nilsson, VTI.



Ulf Sandberg has been presented with the TTI Lifetime Achievement Award 2018

VTI’s Senior Research Leader Ulf Sandberg has been presented with the TTI Lifetime Achievement Award 2018 for his work on research into tyres and road surface.


Steps need to be taken to increase traffic safety of automated cars

Several steps are necessary to ensure that automated and connected cars will lead to increased traffic safety – everything from ensuring that technology takes vulnerable road users into account, to new forms of driver training. This has emerged in a position...


FALCON examines challenges in the transport sector

VTI is one of several important partners in the major FALCON project*, whose purpose is to create knowledge and insight regarding the transport sector. In an initial subproject, VTI has produced a manual on transport, logistics and multimodality.


VTI joined research cooperation in China

In December 2017 VTI became a member of China-Sweden Research Centre for Traffic Safety (CTS).


Swedish German research collaboration on Electric Road Systems

The project “Swedish-German research collaboration on Electric Road Systems” (CollERS) has now officially started. The goal of the project is to increase the common knowledge around Electric Road Systems by cooperation between Germany and Sweden and to...


Electric Road Systems Conference 2018

After a successful first conference in June 2017, the Swedish research and innovation platform for electric roads is arranging the second dedicated International Conference on Electric Road Systems (ERS) June 13th and 14th 2018.